650-759-5180
Nexgen@nexgenlegacyinsurance.com
Mon - Fri : 09 AM - 09 PM

25

Years

Experience

We're Here To Assist You With Exploring Protection

Term and whole life coverage, final expense protection, and a plan customized for your needs.

Flexible Insurance Plans
Money Back Guarantee

We compare options, explain the fine print in plain language, and keep it simple. Get coverage designed around your needs, budget, and long-term goals. Protection that’s clear today, and dependable when it matters most.

Call Us: 650-759-5180

Few Reasons Why People Choosing Us!

Because choosing insurance shouldn't be complicated. We help you compare options, understand each coverage without the fine print, and find a plan that fits your life and budget. Fast service, honest advice, and solutions designed to protect what matters most.

$100M+ Life Insurance Placed
3,000+ Families Helped
Policy Controlling
$25M+ Premium Sold

Get More For Your Money

Term and whole life coverage, final expense protection, and a plan customized for your needs.

Lifelong Coverage

Protect your loved ones for life, with coverage that doesn’t expire when you need it most.

Life Benefits + Tax Advantages

Build protection with potential tax advantages, designed to support your long-term plan.

Legacy & Wealth Transfer

Leave a lasting legacy and help your family preserve what you worked hard to build.

Tax-Free Income and Loans

Access your policy’s value through loans or withdrawals, with potential tax-free options.

Gwowth With Downside Protection

Pursue steady growth while keeping protection in place when markets fluctuate.

Frequently Asked Questions

Clear answers to the most common questions about life insurance, so you can choose with confidence.

Do I really need life insurance?

Yes. Life insurance helps protect your family financially if something unexpected happens. It can help cover final expenses, debts, and provide income support when it matters most.

How much life insurance coverage should I get?

It depends on your income, debts, and goals. Many people start with a range like 10–15x annual income, then adjust based on family needs, mortgage, and future plans.

What is final expense insurance?

Final expense is designed to help cover funeral and end-of-life costs. It’s typically smaller coverage, simpler to qualify for, and focused on easing the burden on loved ones.

What’s the difference between term and whole life insurance?

Term life covers you for a set period (like 10, 20, or 30 years) and is often more affordable. Whole life is permanent coverage that can build cash value over time.

Can life insurance help with taxes or cash value?

Some permanent policies may offer tax-advantaged cash value growth and access options. Rules vary, so we’ll explain the basics clearly and recommend consulting a tax professional for your specific case.

How do I choose the right plan?

That’s where we come in. We compare carriers, explain the details in plain language, and recommend options that match your budget, timeline, and goals.

If You Have Any Query, Please Contact Us

Schedule an appointment with us and receive clear, fast, and hassle-free advice. Simply fill out the form with your information and tell us what type of coverage you're looking for. As soon as we receive it, we'll contact you to help you compare options and find the plan that best suits your needs and budget.